A number of factors are considered when determining an applicant’s eligibility for Single Family Direct Home Loans. At a minimum, applicants interested in obtaining a direct loan must have an adjusted income that is at or below the applicable low-income limit for the area where they wish to buy a house and they must demonstrate a willingness and ability to repay debt.
Applicants must meet income eligibility for a direct loan. Please contact your local RD office to ask for additional details about eligibility requirements, or select their state from the dropdown menu above.
Visit the USDA Income and Property Eligibility website.